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Publication Date: June 24, 2026
Lenders are growing more cautious about the U.S. economy in the second quarter of 2026, with geopolitical risk/war remaining as the top issue with the strongest potential to affect the near-term economy. The survey also found that lenders see their customers displaying a reduced near-term appetite for mergers and acquisitions relative to capital raising or product-driven growth.
In the “Lending Climate in America” survey for Q2 2026, the respondents identify which sectors they expect will experience the most volatility in the coming months and whether their financial institutions plan to tighten, relax, or maintain their loan structures in the near term.
READ THE COMPLETE SURVEY RESULTS HERE: Click here to view
The “Lending Climate in America” survey is administered quarterly to lenders from various commercial banks, private credit funds, finance companies, and factors across the country. Our team of experts collects, tabulates, and analyzes the results to create a complete evaluation of national attitudes and trends.
To view all "Lending Climate in America" reports, please click here.
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