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Lending Climate in America

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The “Lending Climate in America” survey is administered quarterly to lenders from various commercial banks, finance companies, and factors across the country. We collect, tabulate, and analyze the results to create a complete evaluation of national attitudes and trends.

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2025 Quarterly Lending Survey

2024 Quarterly Lending Survey

2023 Quarterly Lending Survey

2022 Quarterly Lending Survey

2021 Quarterly Lending Survey

2020 Quarterly Lending Survey

2019 Quarterly Lending Survey

2018 Quarterly Lending Survey

2017 Quarterly Lending Survey

2016 Quarterly Lending Survey

2015 Quarterly Lending Survey

2014 Quarterly Lending Survey

2013 Quarterly Lending Survey

2012 Quarterly Lending Survey

2011 Quarterly Lending Survey

2010 Quarterly Lending Survey

J.S. Held grants to you a non-transferable, personal, and non-exclusive right to use the data. The Licensed User agrees to list J.S. Held as the source for the data wherever this data is used.

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This publication is for educational and general information purposes only. It may contain errors and is provided as is. It is not intended as specific advice, legal, or otherwise. Opinions and views are not necessarily those of J.S. Held or its affiliates and it should not be presumed that J.S. Held subscribes to any particular method, interpretation, or analysis merely because it appears in this publication. We disclaim any representation and/or warranty regarding the accuracy, timeliness, quality, or applicability of any of the contents. You should not act, or fail to act, in reliance on this publication and we disclaim all liability in respect to such actions or failure to act. We assume no responsibility for information contained in this publication and disclaim all liability and damages in respect to such information. This publication is not a substitute for competent legal advice. The content herein may be updated or otherwise modified without notice.

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