Insights
Political uncertainty and the impact of the new Trump administration’s policy changes on the US and global economy are among the top concerns of lenders in the first quarter of 2025. A majority of lenders surveyed also believe the Fed will cut interest rates in the next six months.
In the Phoenix Management “Lending Climate in America” survey for Q1 2025, the lenders queried identify which sectors they expect will experience the most volatility in the coming months. The survey also reveals that lenders believe the odds of a US economic crash or recession are unlikely, although some decrease in economic performance is expected.
READ THE COMPLETE SURVEY RESULTS HERE: Click here to view
The “Lending Climate in America” survey is administered quarterly to lenders from various commercial banks, private credit funds, finance companies, and factors across the country. Our team of experts collects, tabulates, and analyzes the results to create a complete evaluation of national attitudes and trends.
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