Case Studies

Home Fire Loss with Restoration Company and Additional Restoration Contractor

J.S. Held Acquires Shechter & Everett to Expand Forensic Accounting Capabilities for Family Law Disputes in Florida

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Home·Home Fire Loss with Restoration Company and Additional Restoration Contractor

The Situation

J.S. Held received a call from an insurance adjuster regarding a fire loss at a property. There was a restoration company involved with the initial tear-out, but the homeowner then engaged their own contractor to complete more tear-out and perform further renovations of the property in the same areas as the initial fire loss. The restoration company completed a repair estimate, and the homeowner’s contractor completed an estimate including the renovations. The adjuster was unsure of the correct amount to pay the homeowner, as both costs were substantially different.

How We Advised

J.S. Held’s consultant completed a site visit of the loss and met with the homeowner’s representative and the homeowner’s contractor. They were able to determine direct damage from the fire loss and documented the upgraded renovations that were completed by the homeowner’s contractor. Next, they completed a fire loss repair estimate; this included further tear-out in addition to original like, kind, and quality of cabinets, plumbing, windows, and siding. This established a common cost for just insurance related items. All parties agreed on the repair estimate that was established, and the adjuster was able to close his file that had been in dispute for approximately five months.

Key Contact

Brendon Bursey
Consultant
Building Consulting Practice
+1 902 938 1615
[email protected]

Related Practice Areas

> Damage Assessments
J.S. Held has globally recognized professionals dedicated to assessing property and infrastructure damage for all industries in each geographic region. We have subject matter experts in architecture, construction, engineering, seismic, building envelope, materials science, and the building code. 

> Property & Infrastructure Damage
J.S. Held provides support on projects ranging from daily residential claims to complex large losses around the world. We bring strength and stability as an independent advisor in determining cause, extent, and duration of damage; repairability; ACV/RCV; delay; period of restoration; and analyzing damages, schedules, and all associated costs.

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