Case Studies

Complex Loss at an Under Construction Resort

J.S. Held Acquires Clark Seif Clark, Strengthening West Coast Capabilities for Environmental Claims, Disputes, and Catastrophe Response

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The Situation

A major hurricane struck a new four-star resort and hotel under construction in the Southern United States. Damage to the property, including water intrusion, mold, and damage to the facility’s structure and contents, caused a significant delay in the resort’s planned opening date.

The property owner filed a claim with its builder's risk carrier for policy limits with various market members. While quantifying the initial damages, the property suffered additional losses, including a fire, impacts from a second hurricane, and new water damage.

How We Advised

Experts from J.S. Held’s Forensic Accounting, Builder’s Risk, Building Consulting, Contents, Forensic Architecture & Engineering, and Environmental, Health & Safety teams were brought in. That team of experts worked to assess the damage on all claims, perform scoping and clerking of the water and mold remediation, analyze the physical damage, perform cost analysis (including soft cost and business income quantification from the delay), conduct architectural and engineering assessments, and help in the preservation of building contents.

As a result of our involvement and collaboration with the adjustment team and the insured’s representatives, all claims were settled amicably.

Related Practice Areas

> Business Interruption / Lost Profits
We provide specialized expertise in the quantification of damages related to claims and disputes involving business interruption and lost profits. Our team combines their financial expertise and diverse backgrounds to effectively evaluate the insured's/claimant's operations and industry/market-specific factors to quantify interruptions and lost profits. We are retained to deliver expert services that quickly resolve claims and disputes.

 

> Property & Infrastructure Damage
J.S. Held provides support on projects ranging from daily residential claims to complex large losses around the world. We bring strength and stability as an independent advisor in determining cause, extent, and duration of damage; repairability; ACV/RCV; delay; period of restoration; and analyzing damages, schedules, and all associated costs.

 

> Construction Consulting
We provide construction consulting expertise on projects of all types and sizes, as well as claims and disputes of various complexities. As experts in construction dispute resolution, we leverage our understanding of the construction industry to avoid, and when necessary, identify, assess, and resolve construction claims and disputes that may arise.

 

> Contents & Inventory Services
J.S. Held provides thorough, accurate, and comprehensive contents inventory and evaluations, appraisal services, and dispute resolution for commercial and residential applications. Our contents and inventory specialists provide industry-leading property evaluation expertise. We leverage extensive industry experience in business and cutting-edge technology to provide on-site inventory re-creation, documentation, evaluation, and reporting. 

 

> Forensic Architecture
Our forensic architects and expert witnesses evaluate property damage, building envelope failures, roofing systems, waterproofing issues, building materials, and construction defects in construction claims and disputes. Leveraging decades of hands-on experience in design, construction, and forensic analysis, our experts investigate architectural deficiencies, construction failures, and material defects.

 

> Forensic Engineering
J.S. Held’s core engineering capabilities span civil, structural, seismic, fire, geotechnical, environmental, marine, mechanical, materials, chemical, electrical, patent analysis and reverse engineering, and biomechanical engineering. We provide forensic engineering consulting services and serve as engineering expert witnesses in engagements spanning insurance claims, subrogation, litigation, and arbitration.

 

> Environmental, Health, and Safety
J.S. Held provides environmental, health, and safety consulting and expert services spanning environmental damage and remediation, environmental due diligence, energy transition, toxicology and epidemiology, industrial hygiene, product stewardship and product liability, and human health and safety.

Key Contact

For additional information about the engagement or to learn more about our services, contact:

Aubrey Shea
View Bio
Aubrey Shea
Executive Vice President | Forensic Accounting – Insurance Services Practice Lead
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