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Tracy Santa

J.S. Held Acquires Element Forensic Engineering, Expanding Insurance-Focused Capabilities for Mid-Market and Large Loss Property Claims Across Canada

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Tracy Santa specializes in forensic accounting and the quantification of economic damages. With over 18 years of experience, she provides consulting and expert services, focusing on business interruption, employee theft, extra expenses, liability, loss of rents, and property claims, including building, personal property, and inventory.

Tracy has considerable experience adjusting commercial property claims with Farmers Insurance. She later co-founded the Business Income Loss Group, offering forensic accounting services to insurance carriers, independent adjusting firms, accounting advisory firms, and other claim professionals. She has collaborated with insurers, attorneys, and companies across various industries.

As Vice President in J.S. Held's Forensic Accounting practice, Tracy has been extensively involved in major loss assignments throughout the United States, consulting on large, complex insurance losses across multiple sectors.

Key Expertise

  • Business Interruption
  • Employee Theft
  • Extra Expense
  • Fraud
  • Liability
  • Loss of Rents
  • Building & Inventory Property
  • Personal Property

Professional Affiliations/Memberships/Licenses/Training

  • Member of the Association of Certified Fraud Examiners (CFE), #1018162
  • All Lines Insurance Adjuster, Florida # E111330